In an era where financial literacy is no longer optional but essential, Dr. Boyce Watkins stands as one of the most influential voices redefining how Black communities engage with money, power, and generational wealth. More than a finance professor or bestselling author, Dr. Watkins is a cultural architect—reshaping economic narratives and empowering millions to think differently about ownership, education, and legacy. From Humble Beginnings to Global Influence Born to a 17-y

When you’ve spent your career helping real-estate buyers and business owners navigate complex financing, you get a feel for what works—and what doesn’t. Lately the idea of a 50-year mortgage has resurfaced as a possible tool to improve housing affordability, but let’s dig in and ask: is this really a good deal for the homebuyer? What’s being proposed The typical loan in the U.S. is a 30-year fixed mortgage. The new idea: stretch that to 50 years, so 600 monthly payments inste

A Month That Hits Home October is Breast Cancer Awareness Month — a time of reflection, education, and empowerment. For me, this month is deeply personal. I am Shemariah Pradia — a breast cancer survivor, U.S. Navy veteran, Senior Editor of BossXL Magazine, Founder of Kept Consultants Public Relations, and most importantly, an overcomer. Being diagnosed at just 32 years old in 2014 forever changed my life — and my purpose. The Diagnosis That Changed Everything My diagnosis ca

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In today’s retail world, especially online, you're seeing more people opting out of traditional credit cards and instead using something...

Let me say this upfront: Straw belongs to Taraji P. Henson. She carries the film with power, depth, and emotional weight that only...

If you’ve owned your home for a few years, chances are you’ve built up some serious equity—especially with how much values have jumped in...

In today’s climate, consumer consciousness is sharper than ever, and corporate America is under intense scrutiny. As many companies scale...

Millions of borrowers with defaulted federal student loans may soon be facing significant credit reporting and collections consequences,...

In a world often overshadowed by silence, where stories of struggle and resilience linger in the shadows, Nikki Moore emerges as a...

Tradelines are an important part of your credit report. Each account of a credit card, automobile loan, or a mortgage makes up a...

Tucked away in the heart of Mid-Town Atlanta lies a culinary gem that invites you to step back in time while indulging in a feast for the...

Ever wonder how some teens turn 18 and instantly have a credit score over 700? It’s all about strategic moves and smart financial habits....

Inflation is an inevitable part of the economic cycle, but that doesn't mean you have to let it erode your financial stability. Here are...

Most agents seldom sell homes, according to a new study published by the Consumer Federation of America last week. The study, CFA’s third...

It is very important to be financially sound when you're running a business. But what's equally critical? Making sure your business is...

Over the past couple of years, credit building apps grew with popularity as a low cost method for a consumer to build credit without...

Alicia Lyttle is a seasoned entrepreneur, AI enthusiast and digital marketing expert with over 23 years of experience in the industry....